The Leasing Advantage and Services

Leasing offers a multitude of benefits and advantages with which conventional debt and equity sources simply can’t compete.  There are a host of additional advantages which leasing provide to profit and growth oriented customers:

• Advantage: Cash Preservation. Leasing is an ideal way to preserve or conserve cash and improve cash flow. And the Lease payments can be paid for with pre-tax dollars rather than retained post tax earnings, facilitating payments being paid with “cheaper” dollars.

• Advantage: 100% Financing. Leasing provides 100% financing at fixed rates, and unlike bank financing, requires little or no down payment! Taxes, delivery charges, installation, software and other costs typically not financed by a bank can be included in the cost of the lease! In reality, many lenders simply will not finance equipment that they are intimately familiar with. And Leasing avoids the restrictive covenants typically found in loan agreements (debt to equity, working capital, debt service coverage ratios, etc…)

• Advantage: Credit preservation. As an additional or alternative source of financing, leasing provides fixed rate financing, which supplements your current bank credit lines, leaving them available for general operations or for the expected or unexpected business priority.

• Advantage: Increased Profits. Increase your profit by putting state of the art equipment to work in your business today, and let it pay for itself with future earnings realized by improved efficiency, reduced direct costs and improved quality.

• Advantage: Flexible terms. Leasing provides flexible terms and payment structures for all types of credit. Leases can be structured for up to 5 years in length, and in some cases even longer, with a variety of end of lease options. Those options are residual value options including purchasing the equipment for $1.00, 10% of the original cost or even for the equipment’s “fair market value”.

• Advantage: No Loss of Company Control. Leasing does not dilute ownership or control of your company, as would the sale of common stock or by bringing in fresh capital with the addition of a new “partner”. And a lease may cost considerably less than other financing alternative.

• Advantage: Hedge Obsolescence and Overcome Capital Budget Restrictions. Leasing can help hedge against obsolescence risk where “high tech” equipment is involved by permitting that technology to be “refreshed”. And Leasing can help companies overcome capital equipment budget restrictions when properly structured, making the monthly payment an operating expense.

• Advantage: Financial Statement Reporting. When structured correctly, Operating leases can provide financial statement benefits because the lease does not appear on the company balance sheet as a liability, you may be able to take advantage of quicker equipment “write offs” and even higher book earnings.

• Advantage: From lease application, to underwriting to documentation, we strive to make the process expedient and simple. And to keep you informed!

Should you have any questions with regard to our services, or would like to discuss special lease structures, simply give us a call at (913) 381-3344. We will gladly assist you in any way we can!

AmeriTech Leasing Advantages and Services:

• Fast credit approvals. Since we handle most of our credit approvals internally, turnover is typically a matter of hours or days, rather than weeks through conventional finance sources.
• We provide the most competitive rates available. Since we are both self-funding and deal with a multitude of other money sources, customers are assured the lease rates reflect the most competitive in the business.  And often times leasing is considerably less “expensive” than other financing alternatives.
• We provide FIXED rate financing. Securing fixed rate, short to medium range funds from conventional sources would more than likely require a floating rate. This can become particularly costly in times of interest rate fluctuation.
• Leasing is more flexible in meeting the Lessee’s needs than conventional financing by providing longer payment schedules, terms that can be structured to support specific needs, including specialized payment structures, i.e., monthly, quarterly, annual, seasonal, etc.
• Our documentation is simpler and more flexible than other debt and equity sources. And we can service nearly all size leases and types of “equipment”.
• We provide comprehensive services to assist with the financial and credit information necessary to underwrite the lease request to insure prompt completion of the transaction; and therefore, prompt delivery of the equipment.
• We are committed to keeping the customer and the Vendor informed on credit approval status.
• We are committed to working with our customers to structure leases suited to there needs and objectives.
• Lessee’s generally find it easier to accept a monthly payment rather than a large cash outlay.

Proof points: In business since 1984. Historically have served all types and sizes of companies from Fortune 50 companies down to "mom & pop" companies, and can service the needs of municipal (city, county, state and sub agencies of these), Universities, school systems, federal agencies and development stage companies.